Wealthos landscape

    Get a clear view of your wealth

    See where you stand today, forecast where you're heading, and confidently plan your financial future.

    All your accounts in one dashboard

    Secure European bank connections

    Bank-level security of your data

    Simulate life's big decisions

    Automatic currency conversion

    Current wealthSynced from your Accounts in Wealthos
    TimelineSynced from your Simulations in Wealthos
    Monthly incomeSynced from your Income in Wealthos
    Monthly expensesSynced from your Expenses in Wealthos
    Expected return on savings
    Monthly savings+2,900

    This is a simplified example of what's possible with Wealthos.
    Your accounts, income, expenses, and goals update these numbers automatically.

    Forecast

    Wealth in 10 years

    50k

    Total saved

    348k

    Earned interest

    +0

    Financial clarity for your life

    You’re building something. A career, a business, a life.Your finances should help you move forward, not hold you back.

    Person climbing up stairs representing growing personal wealth

    You're growing

    You explore new opportunities. Your financial tools should keep up with your life.

    International traveler managing multi-currency finances

    You're international

    Your finances span multiple countries and need one place to come together.

    Achieving financial goals and dreaming big with wealth planning

    You dream big

    You need a forecast for your ambitious goals, not a guess.

    One number that matters

    Your total net worth, always up to date. No spreadsheets needed.

    Add all your accounts, see the total

    Overview of all accounts

    Keep track of all your personal accounts with regular updates on your total wealth.

    Integrations with European banks

    Safely connect to accounts from major European banks through secure, GDPR-compliant integration.

    Multi-currency magic

    Euro, pound, dollar, krone or something else. We handle the math. You see the total.

    Automatic or manual updates

    Prefer not to connect to your bank? You can manually add and update your account balances anytime.

    Main Checking Account
    Connected
    €15,200
    Investment Account
    Manual
    €9,800
    Savings Account
    Connected
    112,000 DKK
    Wise International Account
    Connected
    £3,200
    Revolut Business Account
    Manual
    $8,500
    Crypto Wallet
    Manual
    $4,200
    Your total wealth
    €55,740

    Securely connect your accounts

    Connect through Open Banking, the EU standard for secure financial data sharing.

    1

    Choose your bank

    Pick from 3,000+ supported banks across the European Union.

    2

    Authorize securely

    Log in through your bank to share account balance. We never see your credentials.

    3

    See your total wealth

    Balances sync automatically and every currency converts into one clear total.

    Your accounts are protected (even from us)

    We only access account balances, nothing else. Your data is encrypted and stored securely. Only you can see it.

    Read-only access, always

    We can never make transactions or changes to your accounts. Your data is never shared, never sold, and never used for training.

    You have full control

    We never see your bank login or personal details. You can remove access anytime via Wealthos or your bank's app.

    Prefer manual tracking?

    No problem! You can manually add and update your accounts. You get full functionality without bank connections.

    What comes in. What goes out. What's left

    Income, expenses, and your monthly surplus. All tracked side by side.

    A clear view of your budget

    All income, in one place

    Track every income source with monthly and yearly totals automatically calculated across all categories.

    Expenses, organized by category

    Housing, transport, subscriptions, food. Know exactly where your money go and how your spending breaks down each month.

    Your savings rate, always current

    Income minus expenses, with your monthly surplus computed automatically.

    Monthly budget for April 2026

    Income+€6,000
    Salary · Freelance · Passive income
    Expenses−€3,100
    Housing · Food · Traveling · Subscriptions

    Expense breakdown

    Housing
    €1,300
    Traveling
    €750
    Food & Dining
    €450
    Transportation
    €350
    Insurance
    €150
    Subscriptions
    €100
    48% left to use
    €2,900

    Set goals. Track them automatically

    Set a target and track progress automatically as your wealth grows.

    Your goals

    House Down Payment
    67%
    €53,600 / €80,000Dec 2028
    Trip to Japan
    31%
    €3,450 / €11,000Dec 2026
    Emergency Fund
    89%
    €8,900 / €10,000Mar 2027

    Automatic progress updates

    Set a goal and track it based on your total wealth or individual accounts. See your progress grow as your wealth increases.

    Smart goal simulations

    Find out exactly how much to save each month. Our calculator shows you if your goal is realistic and what changes to make.

    Tracking based on financial accounts

    Connect your savings account to your vacation goal or your investment account to retirement. Progress updates happen automatically.

    Get personalized insights

    See if you're on track, behind, or ahead of schedule. Get tips on how to reach your goals faster or adjust timelines.

    What happens when life changes?

    See how a new job, a move, or rising costs reshape your financial future.

    Simulator of life scenarios

    20262027202820292030203120322033203420352036€ 0€ 150K€ 300K€ 450K€ 600K
    • Total Balance
    • Contribution
    • Interest Return
    • Expenses
    Starting balance€50,000
    Monthly savings€2,600
    Expected annual return7%
    Monthly expenses€1,500
    Wealth in 2036€419,718

    Model real life, not just numbers

    Promotions, big purchases, rising costs — simulate life decisions and see their impact.

    Compare paths side by side

    Switch between simulated scenarios to see how different choices stack up.

    Built from your real data

    Simulations are prepared based on your actual accounts, income, expenses, and goals.

    Talk to your money

    Ask questions, update accounts, and simulate life scenarios — all in conversation.

    What’s my wealth?

    Your total wealth is €49,600 across 7 accounts. That’s up 8.3% this month.

    Save for a down payment on a house in 3 years

    Done! I’ve created your House Down Payment goal.

    House Down Payment
    €49,600 / €90,000

    You’re already 55% there. Save €1,550/mo to reach your target on time.

    Am I on track for my vacation goal?

    You’re 31% there. At your current pace, you’ll hit the target 2 months early. Keep it up!

    Ask anything about your finances...

    Ask anything about your money

    Get answers based on your actual accounts and balances. It knows your finances, and it knows you.

    Does the work for you

    Connect banks, update balances, set up goals, run simulations — just say the word. You talk, it works.

    Remembers everything

    Your wealth, accounts, goals, and preferences are always in context. No need to repeat yourself.

    Privately yours

    Conversations are encrypted and stored securely. Never used for AI training, never shared with third parties.

    Encrypted at rest

    Your data stays yours. Never used for AI training.

    Track exactly what you care about

    Ask a question about your money. Get a live metric on your dashboard.

    Track for how long I could live on my savings if I stopped earning money

    Done — I've added Runway to your dashboard. It divides your total balance by monthly expenses.

    total_balance ÷ monthly_expenses
    Get personalized metrics
    Runway
    16
    months
    Total savings
    €52,400
    Monthly expenses
    €3,275

    Describe it, don't build it

    Write what you want to track in your own words. Your AI assistant turns it into a live formula.

    Always current

    Every metric recalculates automatically when your balances, income, or expenses change. Open the app and it's already up to date.

    Edit anytime

    Change the wording, tweak the formula, or create something new. Your AI assistant updates it in seconds.

    Simple, transparent pricing

    Everything included. Choose monthly or save with annual.

    €4per month

    No commitment. Cancel anytime.

    €40per year
    20% off

    7 days free trial.

    Payments are securely handled byStripe

    Everything you need included

    Connections to your European bank accounts
    Real-time balance updates
    Automatic multi-currency conversion
    Income and expense tracking
    Financial goal setting and tracking
    Wealth forecasting and what-if simulations
    Personal AI financial assistant
    Your own wealth metrics with AI-powered formulas
    Bank-level security & privacy of your data
    EU-based data storage. Designed with GDPR principles in mind